A Steady Compound Growth Soon Adds Up

Category: Finance, Real Estate.

We all want high return investments, but what is the best way to achieve substantial long- term capital growth?

The Secret of High Return Investments. Let s look at the best investment, combined with the most powerful force in investing, and how they can create a high return investment that grows rapidly. Albert Einstein called this: "The most powerful force in the universe" and investment terms he s right. Which is the Best High Return Investment? Compound interest on an investment with low downside volatility is really the secret of getting high return investments to make huge gains over the long term. When looking at high return investments the best combination is an above average return, linked to low volatility, combined with compound growth. The overall price of farmland has increased by 30% in the last 12 months, and by 130% since the early 1990s, with an average 920% growth in the last 20 years.

As an investment, UK land has provided better capital growth over time than most hedge funds, investment trusts, mutual funds, equities, and with a, or shares lower downside risk. The 920% over 20 years is average growth, and many investors have achieved far greater gains by careful plot selection. UK land provides above average solid growth for the following reasons: Population Growth- The population of the UK in 1981 was 52 million. Why UK Land is Providing Stunning Returns with Low Risk. In 2001, the population had increased by about 6 million to 58 million inhabitants. This constitutes over 60% of the annual population growth.

Immigration- In terms of immigration, there is the granting of entry to the UK, 000 people per, of over 170 year. Therefore, at current rates of growth the UK can expect to see at least an additional 4 million inhabitants within the next 20 years. Furthermore, more people are staying single by choice, and getting married later in life. Social Trends- There is a rising divorce rate in the UK. In the next 17 years, with the rising population and increased lack of affordable housing, the UK will need another 5 million homes. We can see already that land has had fantastic growth year on year, and looks set to continue.

Compounding a Small Sum to a Million! The average gain was 30% , in 2004 alone. A steady compound growth soon adds up! Lets take an example now of compound growth in action: $50, 000 invested with a compound grow of 30% annually would take just 12 years to be worth over$ 1, 250, 000! Of course, bear in mind that the above illustration is subject to the fact that investors may use bigger or smaller deposits, and there is no guarantee of 30% annual growth. Compound interest makes you money work harder, and as the amount increases, it soon adds up. To make big gains, the formula for investment success over the long term is: A High return investment+ low downside volatility+ the power of compound interest= big capital growth potential.

For High Return Investments Look no Further than Land! Many hedge funds, unit or investment trusts, can be negative for years on money invested, or even never recover at all! Land tends to rise steadily in value year on year and with low downside volatility giving steady solid growth. When considering long- term investments, land with its good growth potential and low downside volatility, makes it the ideal investment to benefit from compound growth

Read more...

Another Thing To Watch Out For Is The Escrow Service That The Bank Uses - Elinor Galliher's Finance and Real Estate blog:

When a bank forecloses, they take ownership of the property, usually in order to resell it in hopes of earning back some of their money. Bad for the home owner, since you can, good for you often get bank- owned foreclosure real estate for a song.

Not Agents

Category: Finance, Real Estate.

Most Real Estate agents who think about Online Marketing are unfortunately, still missing the boat with their websites.

Why? It s sad, when you consider that many write checks into the multiple thousands for a site that looks nice and functions beautifully, but fails to do the one thing that advertising and marketing is supposed to do- bring us business! Because the majority of real estate agents are doing the thing they ve been taught to do their entire marketing career- get as many eyes on their face as possible! HOMES! So, the consumer goes online to search for what? PROPERTY!

In fact, 96% of them are looking for property. Not agents. They type something into their search engine( according to NAR, 80% of buyers did this in 2006) relating to a property search, and up comes thousands of general real estate agent websites. I m dedicated to making your experience a good one. They all look something like this: "Hi, I m Amy, your real estate professional! I do everything in every town in the state in which you re looking for a home.

I ll value your home for free! " There s a pretty picture of" Amy" and another pretty picture of a mansion. Call me today! Maybe there s a place to search MLS for homes. Or, they ll be overtaken by the" 800 lb gorillas" that have been doing big real estate websites for years. If the agent paid enough money to have someone do a really good job getting them high on the list in organic searches, they ll be overtaken next week by someone else and the process will start again. Beasts like Realtor. com and the like have great big budgets for Search Engine Optimization( SEO) and name recognition that no single agent can match.

That s right, who wants to pay$ 3- $8/ click for someone to look at their picture and read their blurb? Then, there s Pay Per Click Advertising, which is a handy tool, but seemingly too expensive for most agents who are competing with the big dogs. No wonder many sales trainers tell agents that Internet leads are low- quality and a waste of time! At the end of the day, what do we have? These trainers don t have enough guts to figure out how it really works, and off they send these agents. to the misery of door knocking and cold calling. Tired, Burned- out real estate professionals who are looking for another job and an annoyed consumer base that s wondering why on earth these" Dumb Agents" are still bothering them with irrelevant marketing!

They ignore the low returns on these projects because they feel like they re doing something, and it s less painful than having doors slammed in your face or the cops called on you for stalking your favorite farm area. Still, we have even more agents paying BIG bucks for their shopping carts, bus benches and postcards galore. So, what s an agent to do? Author of" Untold Secrets of Online Agent Marketing" , Jaime Richards, says" If we slow down and look around us, its obvious where the success has always been in Real Estate. Have we all missed the boat? Our fears keep us from doing the exact thing that will make us successful.

Her book is structured for the Non- technical and is very simple to follow. Some of the most historically successful agents and companies such as how Sotheby s used to be and how Cabela s Trophy Properties� is now, are doing the things on a national level that we should be doing ourselves. " Jaime s book, found at www. onlineagentmarketing. com is a fresh and different approach to how agents can change their online approach or start a new one that emulates these successful models. Her experience comes from the trenches. The resulting commissions were close to$ 200, 00Jaime s been asked many times why she would share her information with her" cut- throat competitors" . "The Reality is" , she says, "that if everyone would apply these concepts, there would be less competition, and the consumer, more camaraderie would benefit tremendously. Almost every single piece of business in her first year with her website, came from Online Leads she generated herself. We d also all be spending a lot less money and time on prospecting and advertising. " Jaime s book was released on 9/ 22/ 07 in electronic format and it is available exclusively at www. onlineagentmarketing. com. These vendors found that agents that were familiar with her concepts were more successful with their products and better referral business for them. "Though the discounts I negotiated are somewhat dependant on the MLS system in each agent s area, the book pays, at a minimum for itself almost 4 times over just with those offers. " Jaime says that agents should really be paying less than$ 400/ month to advertise, spending all of their prospecting time taking care of managing new leads and providing exceptional service.

With her book, she s found a small circle of vendors willing to offer deep discounts to agents that read her material. She thinks they should be seeing 1- 3 new leads a day from their website. It s the approach you take with it, and the intelligence that you apply to it. They should also be closing a minimum of 1- 2 deals a month off of their website, which should grow as a referral base grows. "It s not just about having a website. You should be a great marketer, not a great web developer. " Lastly, remember that you deserve to enjoy the fruits of your labor and work your business in a way that you enjoy.

As An Investor You Can Buy Property At The FMV

Category: Finance, Real Estate.

Buying or selling real estate can be a daunting task. There is no sure- shot- way by which you can make sure you get a good deal, since every real estate transaction has to be analyzed.

People are always worried if they are getting a good deal or not. But there are a few guidelines that can be followed by all when making a real estate investment, to ensure a successful deal. As an investor you can buy property at the FMV. The first thing to do is determine the Fair Market Value( FMV) of the property. But why would anyone want to buy property at the FMV when you can get it for a lower price? You will be in a better position to find lower rates if you choose to work with someone who is already familiar with the locality or then you will have to make the effort yourself and use the internet to search the recent sale histories to determine the going price and eventually find a good deal. To find properties that are at a lower value you will need to conduct a thorough research of the market.

The next thing that you can do is to understand the property trend of the area you are interested in. The first is you must know the rate and if there is an average increase in price and second, gauge the trend as far as the volume of sales are considered. While doing this there are two critical aspects that you must consider. This means that you need to look at whether there is an increase in the sales. When investing in property or the stock market it is necessary to keep a constant watch on these two aspects. If both these aspects are moving in the right direction then you know that investing here is bound to work in your favour.

At the same time, you must be careful when investing in a well- priced property, as the sales may fall and in turn reduce the price. There are areas where there are few projects lined up, while other areas have over 15, 000 projects that are estimated to be complete within the following year. Learning about the supply of property especially in the marketplace is the next step. The same can be said when investing in houses. The best investment would be where supply is less and has a huge demand. Competing with new constructions that are yet to come up can limit the escalation in price. This is a smart investment.

If you believe that local property is over valued, then refrain from making any investments. Another useful tip is to follow your own instinct as far as the macro conditions of real estate is concerned. Similarly, if you believe that the prices are going to escalate then it would be ideal to invest. And last but not the least, you must understand the risk involved and also have sufficient funds to overcome it. You are in a better position to understand the economic conditions of your locality and based on this knowledge you can make your decision. The property you invest in will have certain gains and losses that come with it. You can gain from it if your intention is to resell.

Read more...

S. And Abroad That Most Commercial Loan Brokers Aren T Aware Of Due To Access Restrictions - Finance and Real Estate Articles:

If you re looking to purchase a commercial property, and have doubts as to whether you will be able to qualify for a loan, there is no need to worry. S. and abroad that most commercial loan brokers aren t aware of due to access restrictions.

I Immediately Put The House On The Market - Shelly Leary about Finance and Real Estate:

Early in my career as a real estate investor, I got a call from a really nice family about to lose their home to foreclosure. On the inside, the house was, though very unusual.

How Does A Foreclosure Effect Your Credit Report Is A Perplexing Question - Ina Mclaurin about Finance and Real Estate:

How does a foreclosure effect your credit report is a perplexing question. What complicates the issue even further is that all the credit information reported is calculated into the individuals credit score as it occurs.

You Will Need At Least Two People To Work As Officers Of The Company

Category: Finance, Real Estate.

If you are going to start a limited company in the UK, you have to follow some rules and regulations.

Most of them are important and have a legal connection. Though it will not take you long time to get over with all the formalities, you cannot skip any of them. So, you cannot do without them. First of all, you will have to decide the name for the limited company you are going to form. Here are some of these rules discussed in detail. Here is a small tip to help you out in choosing the name of the company. So, you can browse their database to check if the name you want is available, or if it has already been taken by another company.

Companies House in the UK has a list of all the companies already registered with them. You can do this online by logging on to the Website of Companies House. The word may be in the abbreviated form. Another important thing related to the naming of the company is that the word" limited" should be there. The next important thing about a UK limited company formation is that it should be registered with the Companies House. This office is basically an address where all your official mails will be sent. In this regard, you will reed a registered office.

The registered office should be at places that are legally valid for the purpose. One will be the company secretary while the other person will be the director of the company. You will need at least two people to work as officers of the company. If you want, the company secretary can work as one of the directors as well. There are a few minor formalities that are involved in a UK limited company formation process. But you cannot do so if you have a single director.

Read more...

Phuket Land Types- Greater Titles - Finance and Real Estate Articles:

There are many different types of land titles in Thailand.

Island Property Is Almost Guaranteed To Increase In Value Over Time - Lakisha Sublette's Finance and Real Estate blog:

Real estate investors world wide are looking at buying property on Lanzarote. The answer is simple.

Sometimes The Process Of Locating A Private Property To Buy Or Rent Is Very Frustrating - Finance and Real Estate Articles:

Sometimes the process of locating a private property to buy or rent is very frustrating.

Investment In Real Estate Has Always Been Considered A Solid And Safe Investment

Category: Finance, Real Estate.

Investment in real estate has always been considered a solid and safe investment. While there are different ways to invest in property, it is always important to ensure you invest in the right areas.

While markets have experienced poorer times, real estate prices, over all continue to climb. That s why Florida is receiving a lot large of attention from investment professionals. This trend should continue, especially considering that the population of the Florida area is rising so rapidly. Real Estate prices in Florida have continued to rise over the last 5 years. Such large increases are drawing investors towards the Florida, but why are they particularly interested in PreConstruction property investment? This means that you are getting involved at a much earlier stage in the development life cycle, meaning that you chances for higher profits are increased substantially.

Preconstuction property is different from other forms of real estate as it involves buying properties before it developed or sold. Developers are renowned for making large margins. With so much extra money kicking around, many investors are selling once their properties are built out. All that money can be absorbed and shared with you if you go for the PreConstruction option- that s why so many people are doing it. They are just selling them on and re- investing into the next preconstruction opportunity. However, you are probably thinking to yourself, what if it goes the other way? Because of the periods of time between initially investing and the property being fully ready, investors stand to make profits from the appreciation of the market during that time.

What if the market falls? That s what makes Preconstuction investing so attractive. Well in that instance you will only risk your deposit. You either hit the ball out of the park or, in the worst case scenario, end up loosing your deposit money. Evaluate your options and consider if there are other investment opportunities that you also feel could have similar returns. If you are interested in investing in Preconstuction property, then you should initially consider if you are sure it is the right choice for you.

Once you have weighed up the option, and considered the risk/ reward ratio of both, you will be able to come to a decision that is in your best interest. Remember, you will be hard pressed to find a better risk to reward proposition.

Read more...

How Many" For Sale" Signs Are In The Area - Finance and Real Estate Blog:

You have some important things to consider when searching for the perfect home to buy in the San Fernando Valley. Your Buyers Agent can be especially helpful with this because they can refer you to reliable resources to gather important information you will need to make the right decisions.

What Kind Of Spanish Property Do They Have In Their Portfolio - Eileen Wetherell about Finance and Real Estate:

Investing in Spain, is an excellent, especially Almeria choice for overseas property investors.

One Of The First Of These Is Regarding The Size Of Your House - Finance and Real Estate Articles:

Becoming a parent is one of the most wonderful things in the world. Other more experienced parents and loved ones come up with all kinds of tips that young parents could use.

Since Home Market Fetches Good Demand For Both Sale And Purchase, The Seller And Buyer Go For It

Category: Finance, Real Estate.

Home for sale, we buy houses for cash are the general topics going on in the house property market.

Today in the home market, the homes are listed as home for sale sell your house fast for reasonable price consideration. Buying home from house property is not the difficult task and large number of sellers coming forward to sell their houses to the customers in innovative types. New homes are listed in the home market and the buyers can buy any kind of house property as per his desire. Nowadays financial institution, house financing agency provides home loans or mortgages to the buyers to buy their house property. Sellers come up with home for sale in home property market and if the buyer finds out his desire home property in the market, he can go for further transaction. With the help of the home loans and mortgages offered by the house finance agency or financial institution, the buyer can clearly make out the house property going to be sold in home market for reasonable price consideration.

Today, every body involves in the activity of house purchase and house sales. Selling homes and buying homes from the market is not the difficult task and large number of people goes for it. Since home market fetches good demand for both sale and purchase, the seller and buyer go for it. There are huge number of buyers and sellers available in the house property market, when the house property is listed for reasonable price consideration. The house property listed for sale in the market can be sold in the market can be purchased by the realtor or the home builder or the real estate agent. When the house property is listed with proper information, photocopy, price consideration, and then the home property will be purchased by the home buyer without any problem. Buying home from the home market may sometimes involve some procedures and if the buyer meets the requirement of the seller properly then he can easily purchase the house property from the market.

More number of investors comes forward to purchase home property from the sellers for reasonable price consideration, if the house property is in the desired location, area and price. Home loans and mortgages help the buyer to buy his desire house property from the home market easily without any delays at the price affordable by the buyer. The buyer can buy any kind of home property at the desired price, area and so, location on from the sellers who listed their home property in the house property market. Home properties exit at large varieties such as buildings, individuals and bungalows, apartments as well as repaired mortgaged and damaged houses.

Read more...

Overall, Buying And Selling Foreclosed And Pre- Foreclosed Homes Can Be Lucrative Investments - Finance and Real Estate Articles:

Heard the news. ?

In Languedoc A Wonderful Place To Buy In Is Agde - Finance and Real Estate Articles:

The South of France is a popular place to buy a home.

S. And Abroad That Most Commercial Loan Brokers Aren T Aware Of Due To Access Restrictions - Finance and Real Estate Articles:

If you re looking to purchase a commercial property, and have doubts as to whether you will be able to qualify for a loan, there is no need to worry. S. and abroad that most commercial loan brokers aren t aware of due to access restrictions.

Proper Insulation Now Goes A Long Way Toward Saving On Energy Bills Later

Category: Finance, Real Estate.

There s a lot of talk in real estate about green building lately, but the phrase is still a little vague.

Insulation and Building: Many new buildings are being insulated with recycled materials, such as old blue jeans or blown- in fiberglass. Here s a guide to understanding a few key terms, so you can investigate whether or not a potential home is truly eco- friendly. Proper insulation now goes a long way toward saving on energy bills later. Many cities have lumber yards and" re- stores" where you can buy recycled or left over building materials that are strong, and often antique, cheap or authentically vintage. Walls can be made of steel and concrete, rather than more expensive and volatile treated wood. Appliances: Look for low flow shower heads and low flush or composting toilets. Flooring: Rather than use expensive hardwoods that endanger the land and deplete forests, many real estate builders have found inexpensive and beautiful alternatives in bamboo( which is technically not a wood but a grass, and yet one of the hardest and most easily replenished flooring materials) and cork( also easily replenished) .

Consider energy saving washers and dryers, or put a line in your yard to hang wet clothes on sunny days Make sure your HVAC unit is sealed and clean, and look for gas stoves and instantaneous, water heaters, or tankless. Concrete, can be a, too sturdy and inexpensive alternative, as can old fashioned linoleum, which is actually made from linen and other natural fibers. One such option is the use of milk- based paints( which upon application smell like milk instead of harsh chemicals, and which don t have any carcinogenic ingredients. ) Recycled glass is now being made into kitchen and bath tiles, and countertops are being made with recycled materials that look even more beautiful and unique than mined granite. Paint and Other Materials: Many paint manufacturers are looking for green alternatives to oil and latex. Solar Energy: Solar energy doesn t just mean expensive panels that sit on your roof( though that s one kind, called active solar energy) . Though solar tends to be an expensive investment, the rewards show, upfront up every month in your energy bills. Considering a solar home can mean investing in thick- paned, glazed windows or in more complicated photovoltaic cells.

Landscaping: Look for Xeriscaped yards and common areas with plants that require little watering. Looks for trees that are native to your area, and plant them so they shield your windows from too much sun during hotter days. Consider getting rain barrels( many cities sell them through their water and energy programs) or converting your outdoor water system to" graywater" (which involves using recycled water from dishwashers and washing machines to water your lawn or wash your car) . Neighborhood: While a lot of green building means being aware of what is going into your home, you might also want to check out your neighborhood. Public transportation? Are there recycling programs or community gardens?

Bike paths so you can have the option of avoiding traffic? While thinking about these things may seem unimportant now, our global climate and community with thank you later. (Oh, and don t forget the federal tax deductions. ) Are there shops and restaurants close to you, to encourage walking?

Read more...

Moving On To A Another Downtown Austin Condo Sector - Finance and Real Estate Blog:

Downtown Austin has been growing over the last few years. The term is" multi- use" and it is pretty much the montra for Austin real estate.

Massive Homes Are Hard To Heat And Cool - Vilma Mccaughey's Finance and Real Estate blog:

A lot of realtors, and home builders, home buyers are jumping on the recent" environmentally friendly" band wagon by throwing around the term" green" .

This Is Why A Mortgage Loan Is Considered A" Secured Loan" - Finance and Real Estate Blog:

If you are looking to buy a house, one of the first things that come to mind is how to get mortgage loan financing to purchase your property.